Latest insights.

Why the welfare system is looking to IP for solutions: It’s not just early intervention

Why the welfare system is looking to IP for solutions: It’s not just early intervention

Early intervention in Income Protection: 5 tips for insurers

Early intervention supports Income Protection customers back to wellness and work, and improves the customer journey and claims experience. Five practical tips for insurers, from a biopsychosocial approach to a test-and-learn mindset.

Looking past the label: What the independent review into mental health, ADHD and autism means for Income Protection

The government's independent review calls for support led by need and function rather than diagnosis. Monica Garcia on why Income Protection already works this way, and why that matters most for mental health.

Keep Britain Working Review - Final Report

Women’s Health, Work and Income Protection

You can read the full report here:

Vocational Rehabilitation: The Missing Link in Income Protection – A 7 Claims Story

Thank you IPTF for the space to talk about #vocationalrehabilitation in #IncomeProtection.

Mental Health Awareness Week 2025

Proud Sponsor of LUCID 2025

How Income Protection Can Be Part of the Work and Health Solution

The latest Action for Healthier Working Lives report by the Health Foundation sends a clear message: the UK’s working-age health crisis is growing — a

Guest Speaker: Income Protection in the Spotlight

I’m looking forward to sharing the stage with industry colleagues.

Top Five Tips to Support IP Customers

I've summarised my top five tips to help insurers offer the best possible Early Intervention support for customers at the critical tim

Webinar: Artificial Intelligence within Vocational Rehabilitation

Lovely collaboration to support the VR professional practice and discuss how Artificial Intelligence (AI) can support vocational rehabilitation, from

Vocational Rehabilitation and Income Protection in the Spotlight

I attended the Parliamentary launch of the research “Future-proofing workplace health”, commissioned by the Association of British Insurers (ABI) and

Training for Clinicians Working in the Protection Insurance Sector

Monica Garcia Consulting has developed a training package addressing Income Protection, Total and Permanent Disability, and related products. The prog

Women in Insurance Awards 2022 WINNER: Unsung Hero/Provider Category

I felt truly touched last night when my name was called as the winner – Unsung Hero/Provider Category at the Women in Insurance Awards 2022.

Guest Judge: Cover Excellence Awards 2022

Really honoured to have been asked to form part of the judging panel along with Health and Protection insurance industry colleagues.

Women in Insurance Awards 2022 Finalist

Really thrilled to hear I’ve been shortlisted in the “Unsung Hero” category this year.

Guest Judge: Protection Review Awards

Judging awards is always an honour but a tough task. I’ve seen really good entries this year. Great initiatives and improvements that are making a tan

Let’s Keep the Income Protection Conversation Going

Many people drop out of work, and stay off work, due to health reasons. Through a case study, I reflected on the struggles individuals can experience,

Monica Garcia Launches New Training Modules for Income Protection Claims Assessors

“Claims Assessors play a key role in the customer journey. They are the face of the insurer when it comes to making a claim. Customers rely on their e

Guest Speaker: Society of Occupational Medicine

Thank you to the Society of Occupational Medicine for giving me the space to share some trends and evidence-based approaches to help Income Protection

Women in Protection and Health Awards Finalist

Fantastic news to have been shortlisted as finalist in the “Unsung Hero” category at the Women in Protection Awards.

Guest Speaker: Women’s Wellbeing in the Workplace

Great panel discussion on the unique challenges women face in the workplace.

Guest Speaker: Vocational Rehabilitation and Income Protection Insurance

Lovely to discuss the interplay between Income Protection and Vocational Rehabilitation with fellow industry colleagues. Great to see how customers be

Guest Speaker: The practical protection podcast

I really enjoyed our conversation and sharing industry initiatives that provide support to customers with mental health conditions.

Mental Health in Life Insurance

Delighted to support the Institute and Faculty of Actuaries Mental Health Awareness Week

Appointed Trustee of the UK's Vocational Rehabilitation Association (VRA)

I'm thrilled and honoured for the opportunity to support and continue to develop the projects and contributions to drive Vocational Rehabilitation Exc

Shortlisted "Personality of the Year" at Protection Review awards

Lovely news to hear I've been nominated and shortlisted in this insurance industry awards.

Guest Speaker: Grant Thornton Financial Services Non-Executive Director Forum

Lovely discussion with other guest panellists, sharing some insights on workplace wellbeing for a NED audience.

Returning to work after illness – a personal perspective

A lack of return-to-work guidance after illness can potentially delay recovery and extend the time one is off work. It's been sort of ironic to experi

Guest Judge: Protection Review Awards

Honoured to have been invited to form part of the guest judging panel. There were really good submissions showcasing innovative initiatives for the ma

Co-author of: A guide to Income Protection, published by the Chartered Insurance Institute

It's been a pleasure to have contributed to the development of this resource, highlighting the role of rehabilitation and vocational rehabilitation se

Supporting "This little girl is me" charity initiative

Delighted to support the "Inspiring Girls International" global charity initiative and "This little girl is me" campaign. Hoping that sharing my perso