Monica Garcia Consulting

Evidence-based, tailored consultancy.

Monica Garcia

An independent voice in protection insurance

I support clients in delivering solutions that are both commercially viable and customer centric. These include the development and/or review of Early Intervention (EI) programmes and holistic frameworks to help identify customers needing additional support. I work collaboratively with my clients, also upskilling their teams where required. I'm proud that, over the years, such initiatives have helped insurance customers get back on their feet after illness or injury, within the Income Protection and Personal Injury insurance sectors.

My broader interest in promoting good practices leads me to actively participate in industry collaborations, sharing my views through articles and speaking at conferences. I co-authored the Access to Insurance education guide on Income Protection, published by the Chartered Institute of Insurers (CII), highlighting the role of a biopsychosocial approach to rehabilitation interventions within Income Protection.

I am a Trustee and long-standing professional member of the UK's Vocational Rehabilitation Association (VRA), driving the advancement of the vocational rehabilitation professional practice. Additionally, I recently completed a two-year term as a Steering Group member of the Income Protection Task Force (IPTF), supporting the industry's mission to expand protection coverage for the population with positive customer outcomes. I follow strict standards and I am an IRCM member (Institute of Registered Case Managers).

Since establishing my consultancy in 2020, I have been recognised for my contributions, including the Highly Commended – Most Inspiring Returner award and winner of the Unsung Hero – Service Provider category at the Women in Protection Awards in 2020 and 2022, respectively.

I love my job and the people I work with. Always feeling humbled to embrace new approaches, including technology advancements and new evidence insights.

Career History

Over two decades of practice

2020 — Present

Independent Consultant

MGC — supporting insurers and third-party providers across Early Intervention, vocational rehabilitation, training and product enhancements.

2010 — 2019

Global Re-insurer

Nearly a decade leading research on psychosocial factors in return-to-work and developing Early Intervention initiatives for Income Protection portfolios in the UK.

2005 — 2009

Case Management Practice

CBT-based Condition Management Programmes (DWP), Occupational Health, Vocational Rehabilitation and Case Management in the personal injury sector.

Awards & Recognition

Recognised in the industry

Winner — Unsung Hero Award — Service Provider (Women in Insurance Awards 2022)
Women in Insurance Awards · 2022

Winner

Unsung Hero Award — Service Provider

Highly Commended — Most Inspiring Returner (Women in Insurance Awards 2020)
Women in Insurance Awards · 2020

Highly Commended

Most Inspiring Returner

Industry Contributions

Memberships & publications

Trustee, Vocational Rehabilitation Association UK (VRA)

Appointed 2020. Long-standing professional member, focused on advancing VR professional practice in the UK.

Member, Institute of Registered Case Managers (IRCM)

Professional member of the UK body representing registered case managers in vocational rehabilitation and personal injury.

Co-author — A guide to Income Protection

Published by the Chartered Insurance Institute (CII) as part of the Access to Insurance education series.

Lectures & speaking

Industry conferences, webinars, podcasts, training and academic lectures across UK protection, rehabilitation and occupational health.

Guest judging panels

Industry awards panels assessing innovation, customer outcomes and protection excellence.

Education

Grounded in psychology & health research

  • Undergraduate degree in Psychology (London)
  • Postgraduate degree in Health Psychology (London)
  • Specialist research interest: beliefs, social factors, work stress and resilience in recovery

Published in Journal of International Psychiatry: “Mental Health in the Plurinational State of Bolivia” (2011, Vol 8 No 4).